Coverage Requirements for Auto Insurance

Trust 2021’s ‘Best of the South Sound’ Insurance Agency to Protect You on The Road

Accidents can be expensive. On top of being required in most states, auto insurance can help you pay for the expenses that can come with being involved in an accident. Auto insurance can help you pay for medical bills, car repair, physical therapy, and more.

If you’ve ever been involved in an auto accident you know just how time consuming and expensive it can be. Auto insurance through Pfarr Insurance Agency can help mitigate those costs and help you deal with any injuries bills or payouts that may come your way. 

Types of Coverage under an Auto Insurance Policy in Washington State and their limits: 

Requirements for Auto Insurance in Washington State

In Washington State there are some types of coverages that are required have have set limits. 

Other types of coverages are not required by state law, but my be necessary if you plan on leasing or financing your car.** 

Bodily Injury Liability 

This coverage helps to cover costs related to injury or death of pedestrian when you are at fault. 

$25,000 limit per person/ $50,000 limit per accident

Property Damage Liability

This helps to cover expenses related to the damages to another person’s home, vehicle, building or other structures when you are at fault

$10,000 limit

Uninsured Motorist

Helps to cover medical bills if you get in an accident and are injured and the other at-fault driver doesn’t have insurance 

Not required by State

Underinsured Motorist

Helps to cover medical expenses if you get in an accident and the at fault driver has insufficient liability insurance to cover your medical bills

Not required by State

Personal Injury Protection (PIP)

If you or your passengers are injured in an accident, PIP helps to cover medical bills and other expenses such as income loss or pain and suffering

Not required by State

Collision**

Helps to cover cost to repair or replace your car after it was damaged in an accident

Not required by State

Comprehensive**

Helps cover repair or replacement costs for damage to your vehicle related to weather or vandalism 

Not required by State

Pfarr Insurance Agency is your local insurance agency on Ruston Way. We provide comprehensive and affordable insurance policies to suit your needs. If you’re interested in starting an Auto Insurance Policy with us, contact one of our local agents to get started!

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