WHAT KIND OF AUTO INSURANCE COVERAGE DO I NEED?
First, remember that most states legally require you to carry auto liability insurance, which helps pay for the other person’s expenses if you cause an accident. Some states may also require you to have other coverages, such as uninsured motorist coverage or personal injury protection. Finally, if you lease or finance a vehicle, comprehensive or collision insurance may be mandatory. These additional coverages are typically optional on a car insurance policy: medical payments coverage, rental reimbursement coverage, gap insurance coverage and towing and labor cost coverage.
If you have any questions or need help choosing coverages that fit your situation, talk to a local insurance agent.
CAR INSURANCE DISCOUNTS FOR FULL-TIME STUDENTS UNDER 25
DO YOU HAVE A RENTERS INSURANCE POLICY?
WHAT DO YOU DO FOR A LIVING?
If you’re self-employed and work from home, or primarily work out of your home office, you probably don’t spend much time on the road. Or, you may choose to routinely take public transportation to work. If you don’t drive your car often, you may be eligible to buy a pay-per-use car insurance policy. Be sure to consult with your agent to see what’s available where you live.
There are many other discounts young adults under 25 may qualify for. A car insurance policy for new drivers will not only keep your car covered but may allow you to access the most available discounts. Take a look at all of your options, talk to an agent to make sure you are taking advantage of the discounts available to you. If you do, you may find that it’s not only possible to get good car insurance under 25, but also at a good price.
The Pfarr Insurance Agency is here to help you with any of your questions. We service most of Western Washington and are located in Tacoma on Point Ruston. Feel free to call us at (253) 201-1500.