What Is Whole Life Insurance?

Whole life insurance is a type of permanent life insurance, which means the insured person is covered for the duration of their life as long as premiums are paid on time. Permanent life insurance is different than term life insurance, which covers the insured person...

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Why Do I Need Homeowners Insurance?

Whether you're buying a new home or you've already paid off the mortgage, you may have wondered about the value of home insurance. Your home is likely one of the most valuable assets you have. Homeowners insurance helps protect that investment — and you — in a variety...

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What Is Dwelling Insurance Coverage?

Dwelling coverage sometimes called "dwelling insurance" is the part of your homeowner's insurance policy that may help pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard. Here's a look at what dwelling...

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8 Car Insurance Discounts That May Save You Money

Discounts on car insurance are no myth — they do exist. From having car safety features to being a safe driver, here are eight ways you may be able to cut down on auto insurance costs.1. GO FOR THE MULTI-POLICY DISCOUNT The Insurance Information Institute (III) says...

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What Does Pet Health Insurance Cover?

Pet health insurance can help make sure your pet gets necessary care without an unexpected expense, such as in an emergency. Pet health insurance may include coverage for the following: - Accidental injuries - Illnesses - Breed-specific conditions In addition, some...

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Does Homeowners Insurance Cover Fire Damage?

Homeowners insurance typically helps cover your home and belonging. Most policies include coverages that may help pay to repair or replace your home and its contents if they are damaged by fire. Your house is probably the most valuable asset you have, and you have...

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What Is Uninsured Watercraft Coverage?

Uninsured watercraft coverage helps cover your injuries or your passenger's injuries caused by another boater with little to no liability insurance. This is often an optional coverage on a boat insurance policy, and it may not be available in every state. Your local...

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Can I Get Good Car Insurance If I’m Under 25?

Young drivers may wonder, "Can I get good car insurance if I'm under 25?" The answer is yes. Age does not affect the types of coverage young drivers can obtain for their vehicle, although it is one of the factors taken into account for premium costs. Here are some...

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