Insurance cost varies and can depend on several factors. It’s a good idea to assess your needs to determine whether you need comprehensive and collision or if it is safe to drop one or both to save money on your monthly premiums. Both coverage types are optional....
Are you a first-time homebuyer looking to purchase your first home in Seattle, WA? If so, you’ll want to gather as much information as possible to ensure that you make a sound purchasing decision. This article will provide tips to help you do just that. It’s been a...
Chances are slim that you will lose a lawsuit for a sum greater than what your existing insurance will pay. But if you ever did find yourself in that situation, you could lose all your savings and other assets. A good umbrella policy can prevent that nightmare from...
No matter what the climate is like where you live, keeping the temperature comfortable inside your car may mean battling foggy windows. If you live in a climate with cold winters, you're often using the heater to stay warm in your car, which can result in fog on the...
You came home to discover that Rover missed you so much he dug a hole in the carpet. And for good measure, he chewed through the drywall in the hallway. Now what? Such a situation may leave you wondering whether homeowners insurance covers pet damage to your house. AT...
Cash-value life insurance is a type of permanent life insurance that includes an investment feature. Cash value is the portion of your policy that earns interest and may be available for you to withdraw or borrow against in case of an emergency. Term life insurance...
There's nothing quite like getting a brand new car — from that new car smell to the way it drives. It's hard to imagine your new car getting dinged, let alone having it totaled, but what would you do if your new car needed to be replaced? Beyond the minimum car...
Getting engaged can be one of the most memorable times of a couple's life. Having a burglar break into your home and steal the engagement ring, however, can be devastating. The good news is that with a little advance planning, your homeowner's or renters insurance...
Your renters insurance policy may help pay to repair or replace personal handheld electronics, including a laptop, smartphone, tablet, or personal computer if they are stolen or damaged by certain causes. The personal property coverage in a renters insurance policy...
A car is generally considered totaled when the cost to repair the car exceeds the value of the car. Some states have laws that define a totaled vehicle by specific thresholds. In Alabama, for instance, a car may be totaled when the damage is greater than 75 percent of...
