When people talk about "full coverage" car insurance, they're often referring to a combination of coverages that help protect a vehicle. But, there's really no such thing as "full coverage" for your car. Some coverages (such as auto liability) are required by state...
Unlike a brand new vehicle, pre-owned cars can have a history of accidents or mechanical issues. Unfortunately, some sellers of used vehicles may tamper with the cars in an effort to conceal certain problems. It's important to learn the potential risks you may face...
Boating can give you a chance to relax with the wind in your hair and the sun shining down. But even with safety precautions, sometimes the unexpected still happens — like someone accidentally falling into the water. Whether you're on the boat or the person who fell,...
College can come with some significant expenses — from tuition to room and board. You (or your parents) may be looking for ways to cut some costs, including saving some money on your car insurance. It is important to get car insurance at the right price, but it's also...
Whether it's to live out each winter as a snowbird or spend summer weekends at a lakeside retreat, a second home can have tremendous appeal. But, as with your main residence, a vacation home is something that you'll probably want to protect with homeowners insurance....
Once you've made the decision to help protect your family with life insurance, it's important to understand your coverage. Reading through your life insurance policy can help you understand its benefits and obligations. Life insurance policies typically contain...
If you have an insurance policy, you've likely heard of premiums, deductibles, and limits. But, do you know what each of these terms means? Each of these concepts helps determine how much you'll pay for your insurance (homeowners, auto, boat, or life, for instance) —...
Universal life insurance is a type of permanent life insurance. With a universal life policy, the insured person is covered for the duration of their life as long as they pay premiums and fulfill any other requirements of their policy to maintain coverage. Like many...
The rewards of small business ownership can come with their share of risks. Some accidents or theft, for example, can lead to lost revenue, legal liabilities, and big headaches. Fortunately, you can help protect your company by identifying potential risks and taking...
Homeowners insurance generally helps cover your belongings if they are stolen from your home, your car, or even when they are away from your home. For instance, suppose you return to your car and find a broken window and an empty space where your golf clubs used to...
