Getting engaged can be one of the most memorable times of a couple's life. Having a burglar break into your home and steal the engagement ring, however, can be devastating. The good news is that with a little advance planning, your homeowner's or renters insurance...
Your renters insurance policy may help pay to repair or replace personal handheld electronics, including a laptop, smartphone, tablet, or personal computer if they are stolen or damaged by certain causes. The personal property coverage in a renters insurance policy...
A car is generally considered totaled when the cost to repair the car exceeds the value of the car. Some states have laws that define a totaled vehicle by specific thresholds. In Alabama, for instance, a car may be totaled when the damage is greater than 75 percent of...
If you drive for a ridesharing company, such as Uber or Lyft, you might already be aware that a personal car insurance policy typically does not cover the "business use" of your vehicle. In other words, if you're in a car accident while you're on the clock, you could...
Many people consider their pets beloved family members. And like their human companions, pets need routine wellness exams and occasional last-minute medical care to help them stay healthy. Pet insurance policies can provide coverage that helps cover those medical...
WHAT IS HAZARD INSURANCE? Hazard insurance is a term sometimes used to describe the coverages that homeowners insurance provides for certain risks, according to the Consumer Financial Protection Bureau (CFPB). If you hear someone mention hazard insurance, they are...
When people talk about "full coverage" car insurance, they're often referring to a combination of coverages that help protect a vehicle. But, there's really no such thing as "full coverage" for your car. Some coverages (such as auto liability) are required by state...
Unlike a brand new vehicle, pre-owned cars can have a history of accidents or mechanical issues. Unfortunately, some sellers of used vehicles may tamper with the cars in an effort to conceal certain problems. It's important to learn the potential risks you may face...
Boating can give you a chance to relax with the wind in your hair and the sun shining down. But even with safety precautions, sometimes the unexpected still happens — like someone accidentally falling into the water. Whether you're on the boat or the person who fell,...
College can come with some significant expenses — from tuition to room and board. You (or your parents) may be looking for ways to cut some costs, including saving some money on your car insurance. It is important to get car insurance at the right price, but it's also...
